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Archive for May, 2010

Holiday Scams and Thieves Exposed

The holidays bring joy and a sense of well-being for most people. With the numerous parties, activities, family get-togethers, and holiday shopping, you may find that you are very busy and may not pay attention to potential scams and rip-offs. Here are some tips that will keep you and your money safe during the holidays:

Pickpocketing

While shopping for the many gifts you intend to give this year, pay careful attention to the presence of pickpockets. Keep you money in a front pocket rather than in your back pocket. If you carry a purse, make sure you hold it close to your body rather than holding it by the strap and letting it swing as you walk. Crafty pickpockets who often work as a team steal millions of dollars each year. One will distract the victim while the other slips in and take the victim’s money. Protect yourself and your wallet at all times. Do not be fooled into thinking that since you are shopping at an upscale, safe location that you will not become the victim of a pickpocket.

Online Shopping Scams

Beware of online scams. During the holidays there are many web sites that offer incredible deals on various merchandise, travel specials, and a number of other seemingly ‘perfect’ opportunities. Be very careful about what you purchase online and from whom you make purchases. If you are careless in your online shopping habits, you may find that your merchandise never arrives as promised, the deal you thought you were purchasing is non-existent, or that not only does your order arrive after the holidays are over, but when it does arrive the merchandise only vaguely resembles that pictured on the web site, if there is any similarity at all.

Credit Card Companies

Beware of credit card companies that increase your spending limit immediately before the holiday shopping season begins. Each purchase you make will accrue interest, increasing the overall amounts you will spend the items you buy. Also do not make the mistake of accepting offers from your credit card company to skip your payment until after the New Year. The interest you owe will still accrue and you will end up owing more than you did initially. Also, be very cautious about making online purchases during the holiday season. While most merchants are reputable, there are some that will put up a web site with the express intent of obtaining credit card and debit card numbers for fraudulent purposes.

Telemarketing Scams

Telemarketing scams seem to increase during the holidays. Never give your personal information or credit card number to an unsolicited caller. Millions are stolen each year during the holidays due to telemarketing scams that entice consumers to make purchases immediately. If a telemarketer tells you that the incredible offer they are giving you will only be available for the next 10 minutes, hang up immediately. You should also be very careful when making purchases from door-to-door salesmen. Not only could you have your personal information used in a fraudulent manner, you could risk your safety by allowing strangers into your home.

Charity Scams

Beware of mail and calls from charities that you have never heard of. Many people have fallen victim to a charity scam that solicits money form unsuspecting consumers. The charity promises that your tax-deductible gift will go to help the underprivileged, starving children, victims of natural disasters, etc. Most charities are reputable, but stay away from any charity solicitation that is from an organization you have never seen before.

Wrapping Paper Station Scam

Also, beware of wrapping paper station scams. Wrapping paper stations can seem like a great idea, but in reality you can purchase and wrap everything you need for significantly less money. However, if you do decide to use a wrapping paper station make sure you’re present at all times while your gift is being wrapped. Do not leave your gifts at the station and come back later to pick them up. The time you may save is not worth the extra expense and you may find out later that the gifts you bought were not the gifts you paid to have wrapped.

Holiday Making On Turkey’s Southern Coast

Turkey’s geopolitical developments have always attracted the outside world to its doorsteps. Having got ruled during the ancient periods by some famous empires of those times, the land continues on being a hub for geopolitical activities even today. With negotiations being on for its merger with the European Union, the region is bound to have a sway on the world politics for many years to come now. No doubt Turkey is known today as one of the most sought after tourist destinations across the globe. The blend of its historical past, modern-day Islam and the beautiful sand-beaches make Turkish holiday making a worthwhile experience.

The 1600 km long stretch of Turkey’s Mediterranean coast, also called Turquoise Coast, requires special mention in this context. It offers unparalleled sand-beaches and an advanced tourism infrastructure for the travelers to have leisurely outings. Scenic remains of several ancient towns make your vacationing on this stretch fairly memorable. Room bookings can be made in one of many world-class hotels and resorts in advance. Besides, the water is saltier and warmer compared to what you may encounter on the Black Sea coast.

There is a parallel running mountain range across this coastline, called Taurus Mountain Range, that steeply drops inside the sea water on several places. Rivers have washed down enough sediments over the ages though, to form fertile lands and the sand filled shores for man’s requirements. There are several known tourist places on this Southern coast that any traveler might choose to visit and stay at. These start with Bodrum and Marmaris in the far West to Adana and Antakya in the extreme East in a list of many. Mersin, a key port town and the capital of Icel province does also get known as one among these. It is situated in the eastern sector of Turkey’s Mediterranean coastline facing Cyprus.

Although, there are many better tourist spots available for vacationing other than Mersin in Turkey, the nature of hotel accommodation and the self-serving properties is far superior in the case of the latter. With an estimated one million population, this port city is a key for shipments to and from the Turkish Republic of Northern Cyprus. Ground access to Mersin can easily be made through a four lane highway from Mersin East to Adana and Osmaniye. Self-serving apartments, fitted with the latest household facilities and gadgets can be hired for vacationing by the travelers on reasonable rates. You can safely decide to make this town your base camp therefore, while planning out your Turkish vacationing.

Modern Turkey gets applauded for its blend of Western Islam. It also gets recalled for some of the best historical remains one could find anywhere in the world. There is a great deal of traveling possible while visiting many of these archaeological sites and historical places. One may not deny the fact that Turkey has close bonds with the Muslim world due to a common religion, but it has a highly westernized lifestyle at the same time. Those traveling to Turkey will find this aspect of its life appealing. And to add to this traveling bonanza, the Turkish cuisine and hospitality will be of world class, making your stays unparalleled.

Holidaying in Brighton, London by the Sea

Known as “London by the Sea”, Brighton is one of the UK’s largest and most famous seaside resorts.

Brighton’s heyday came in the 18th Century when the town’s favour with the party-loving Prince of Wales (later George VI) gave it an immediate cachet. The London elite flocked to Brighton in the royal wake and traces of this old gentility remains in the fashionable town houses, squares and crescents in the Victorian mode. The most marked royal touch is seen in the the fantastic Brighton Royal Pavilion with its eastern domes and spires.

The English aristocracy later neglected Brighton in favour of resorts in continental Europe. However, the opening of the railway in 1841 brought in a regular flood of day trippers and weekend trysters that continues to this day. The addition of piers and amusements parks served to attract a more general visitor in search of fairground rides, candy floss and jaw breaking rock.

Today’s Brighton is moving with the times. It’s just 52 miles from London and offers a wide range of hotels, restaurants and entertainment facilities. This make it a popular conference industry destination. Plus, it’s recently become a popular location for high-tech media companies to set up shop.

The seafront features a pebble beach, and the strip between its two piers is lined with bars, eateries, night clubs and amusement arcades. Brighton beach also has a designated official nudist area.

Brighton is now home to one of Europe’s largest marinas and an outdoor sports centre. And it’s well-stocked with shopping outlets such as clothing stores, jewellers, and antique shops. Brighton also has a number of museums including the Brighton Museum and Art Gallery, the Booth Museum of Natural History, the Brighton Fishing Museum and the Brighton Toy and Model Museum.

transport:getting there and getting around

Fast trains whisk passengers from London to Brighton in under an hour. There are 41 departures a day from Victoria or London Bridge Station. Alternatively, buses from Victoria Coach Station reach Brighton in about two hours. Driving is easy along the M23 and connecting with the A23.

Getting around Brighton is easy with its extensive bus service and abundance of taxis. There is also a limited night-bus service. Brighton seafront features the Volks Electric Railway, the worlds oldest electric railway. A recent innovation is the introduction of motorised trishaws from Asia known as tuc-tucs.

climate:
Brighton is located on the south coast of England and so is subject to that island nation’s capricious weather. Summer in July and August is usually warm and sunny but as with everywhere in the UK, rain is always a possibility.

Accommodation:from cheap stays to luxury resorts

Check on the internet for the range, location and cost of hotels in Brighton

Check on the internet for the range, location and cost of Brighton hotels

Check on the internet for the range, location and cost of Brighton accommodation

Events:
May sees the Brighton Festival. It’s an arts festival that features processions and fireworks along with theatre, music and visual arts events throughout the city.

Credit Card Payment Holidays – Blessing Or Curse?

If you have a credit card (most Americans have over 10) then you’ve probably received an offer called a “payment holiday”. You’ll receive a letter that says something to the effect, “That because XYZ Credit Card Company understands how difficult it is for some families around this time of year to make ends meet (or whatever other excuse they can come up with) that you are being given the opportunity to take a month off from making your monthly payment as a ’special gift’ and thank you for being such a valuable customer.”

Sounds Good on the Surface but Why Are They Doing It?
Typically, payment holiday offers have a high acceptance rate. A high percentage of individuals feel it’s a wonderful thing to be able to take a month off from the stress of having to make another payment. However, what they don’t usually realize is that these so-called “holidays” really aren’t a gift at all. They are simply are way to increase profits for the credit card companies.

It’s a Win-Win For the Credit Card Companies
Hmm… So how can letting me skip a payment earn them more money? Well, here’s where the slight of hand comes in. If you read the small print in any credit card agreement you’ll quickly realize that the payment holiday isn’t interest free. You are still being charged interest and because you’re not paying anything back for a particular month that interest will be there next month for you to pay compounded interest on or interest upon interest.

Here’s an example that hopefully with help clarify the principal I’m trying to convey. Let’s say you were paying back $1000 of debt at 1.5% per month (or about 19.5% per year) with a minimum payment each month of 2% (or about 26.82% per year).

If you made the minimum payment for all 12 months, you would have paid back $233.51 and you would still owe $941.62 at the end of the year. Your debt has been reduced by $58.38 and you’ve lost $175.13 in interest.

However, if you were to take a payment holiday you would pay 2% per month for only 11 months or (24.3% on your debt) or $217.80 and you would still owe $960.55 at the end of the year. You end up paying about $38 for the privilege of not making a single payment of about $20 (2% of $1,000). In other words, your month off cost you almost two months of payments.

Don’t worry if you don’t understand all the math – it’s suppose to be confusing. In fact, it was specially designed by mathematicians and marketers to be as confusing as possible to keep you from being able to figure out what a bad deal you’re getting. Case in point, if you hadn’t read this article would you have thought twice about turning down the next “payment holiday” offer you receive? And remember… don’t fall for it because the more you owe, the more that “holiday” will cost you. Instead, you should consider doing everything you can to pay off all your debt as quickly as possible.

If It Sounds Too Good
The old saying, “if it sounds to good to be true then it probably is” certainly applies here and remember that no-one ever gives away anything of value for free, that is with no strings attached – especially the credit card companies. Anytime they offer you anything, it’s because they are going to make a profit and if you can’t see how they benefit, be suspicious because it’s probably just the next slight of hand trick to come down the pipe that is being used to quietly milk you out of a little more interest.

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Finding Cheap Holiday Packages to Spend Your Vacations

Holidays provide relaxation and comfort from the busy lifestyle. It diverts your attention from the regular routine work, and refreshes your mind and body. The family members or friends get a chance to share their feelings with each other during holidays. Everybody likes to save their hard earned money, and you will be no exception to it; naturally people wish to find cheap holidays that are affordable.

Many tour operators offer cheap holiday packages to various destinations, choose the destination which is most suitable on the basis of cost and climate. There are many destinations that are very pleasant and attractive, but the cost to visit them will be high. So many tourists look for cheap holidays that are affordable and attractive. There may be many cheap holiday destinations around your location, choosing them to spend your holidays will certainly help you to save money. Consult your local tour operator to find such a destination or perform a search on the internet.

Tour operators also provide cheap package holidays. These packages are tailored considering various factors like the holiday season, local climate and estimated cost. Choosing a holiday package for the off-season period will be cheap, as less tourists are expected to visit those destinations during that period. So tour operators normally offer discount holiday travel packages during that period, and this will be right time for cheap holidays abroad. There will be a sharp rise in the number of tourists during the season period, so plan your holiday well in advance and buy the holiday package for dates that are cheaper. Look for a better deal before buying the package holidays.

Many tour packages are inclusive of discounts at the local stores, avail these discounts to save money on purchases done during the holidays. If you are tailoring your own cheap holiday travel, know if you are eligible for discounts on airlines and hotels. There are various options to make cheap discount holiday travel; International Youth Travel Card can fetch you travel discounts on most domestic and international flights. Similarly various discount packages are available at select hotels, so make a complete check on the available discounts at the holiday destination.

Insurance is necessary for a traveler, and particularly for traveling abroad. Insurance companies are offering different kinds of insurance services for various needs. Check with the tour operators whether the travel package is inclusive of the insurance service. It is easy to get cheap holiday insurance as more insurance providers are competing with each other. Get quotes from different insurance providers, and opt for the cheap holiday insurance which gets you the maximum benefits. Proper planning and looking into the above discussed factors will help you to make cheap holidays that can bring maximum enjoyment in all aspects.

Holiday in Greece – Rent Private Vacation Rentals at a

Holiday in Greece – Rent Private Vacation Rentals at a Bargain Price

If you have an interest in beauty, art, architecture and the classic culture that gave us our civilization, then a visit to Greece is just the ticket. And a vacation rental of a villa, a beach house or another type of private home will give you a chance to experience this wonderful country that is impossible when going from hotel to hotel.

There are so many places in Greece that choosing a location for your vacation rental can be mind boggling. Choices include beach houses, apartments, cabins, condos, and other types of holiday homes. Securing lodging is easy though, when you see what is available. And the locations in Greece are wonderful. Crete, the largest of the Greek islands is beautiful and has many archeological sites to visit, as well as tourist attractions like Knossos and Phaistos. Crete was home to the ancient civilization of the Minoans, from 2600 BC to 1400 BC, and in more recent times gave the world the famous writer, poet and novelist Nikos Kazantakis.

Athens is known as the birthplace of democracy. This ancient city was home to the Greek philosophers like Aristotle, Plato and Socrates. Named after the goddess Athena, Athens is one of the most famous cities in the world, and one of the oldest. As a city state Athens figured prominently in ancient history as well as myths and legends of the ancient world. The Greek capital, now home to three and a half million people, has been called the cradle of civilization due to the many achievements of its culture. Birthplace of the Olympic Games, Athens is home to art and architecture, including the famous Acropolis.

Wine, honey, olive oil, and sheep herding are just a few of the products that can be sampled fresh if our holiday home is in Thassos. This island figures prominently in ancient history and is named after Thasus, son of Phoenix and leader of the Phoenicians who first settled the island and erected a temple to Heracles. Imagine a vacation on Thassos, staying in a private home near a beautiful beach, enjoying sun and sand and dreaming of the long ago days of great civilizations. You will be sure to enjoy the native cooking, picking up a bit of the Greek language, and staying with some of the most hospitable people on earth.

Greece is a country that at one time ruled the known world, through Alexander the Great. And even when military conquest was no longer part of its agenda, many believe that Greek culture conquered Roman culture from within, with the Romans copying Greek art and architecture and even religion. When the Roman Empire split into Eastern and Western halves, it was the Greek half of the empire, the Byzantine Empire of Constantine, which lasted far into the middle ages. Greece is truly a country to enjoy and to learn from, and the most enjoyable way to learn about Greece is through a vacation, with lodging in a private home.

Rent holiday home or vacation rental in Greece on http://greece-holiday-homes.com and enjoy your stay!

Holiday Scams and Thieves Exposed

The holidays bring joy and a sense of well-being for most people. With the numerous parties, activities, family get-togethers, and holiday shopping, you may find that you are very busy and may not pay attention to potential scams and rip-offs. Here are some tips that will keep you and your money safe during the holidays:

Pickpocketing

While shopping for the many gifts you intend to give this year, pay careful attention to the presence of pickpockets. Keep you money in a front pocket rather than in your back pocket. If you carry a purse, make sure you hold it close to your body rather than holding it by the strap and letting it swing as you walk. Crafty pickpockets who often work as a team steal millions of dollars each year. One will distract the victim while the other slips in and take the victim’s money. Protect yourself and your wallet at all times. Do not be fooled into thinking that since you are shopping at an upscale, safe location that you will not become the victim of a pickpocket.

Online Shopping Scams

Beware of online scams. During the holidays there are many web sites that offer incredible deals on various merchandise, travel specials, and a number of other seemingly ‘perfect’ opportunities. Be very careful about what you purchase online and from whom you make purchases. If you are careless in your online shopping habits, you may find that your merchandise never arrives as promised, the deal you thought you were purchasing is non-existent, or that not only does your order arrive after the holidays are over, but when it does arrive the merchandise only vaguely resembles that pictured on the web site, if there is any similarity at all.

Credit Card Companies

Beware of credit card companies that increase your spending limit immediately before the holiday shopping season begins. Each purchase you make will accrue interest, increasing the overall amounts you will spend the items you buy. Also do not make the mistake of accepting offers from your credit card company to skip your payment until after the New Year. The interest you owe will still accrue and you will end up owing more than you did initially. Also, be very cautious about making online purchases during the holiday season. While most merchants are reputable, there are some that will put up a web site with the express intent of obtaining credit card and debit card numbers for fraudulent purposes.

Telemarketing Scams

Telemarketing scams seem to increase during the holidays. Never give your personal information or credit card number to an unsolicited caller. Millions are stolen each year during the holidays due to telemarketing scams that entice consumers to make purchases immediately. If a telemarketer tells you that the incredible offer they are giving you will only be available for the next 10 minutes, hang up immediately. You should also be very careful when making purchases from door-to-door salesmen. Not only could you have your personal information used in a fraudulent manner, you could risk your safety by allowing strangers into your home.

Charity Scams

Beware of mail and calls from charities that you have never heard of. Many people have fallen victim to a charity scam that solicits money form unsuspecting consumers. The charity promises that your tax-deductible gift will go to help the underprivileged, starving children, victims of natural disasters, etc. Most charities are reputable, but stay away from any charity solicitation that is from an organization you have never seen before.

Wrapping Paper Station Scam

Also, beware of wrapping paper station scams. Wrapping paper stations can seem like a great idea, but in reality you can purchase and wrap everything you need for significantly less money. However, if you do decide to use a wrapping paper station make sure you’re present at all times while your gift is being wrapped. Do not leave your gifts at the station and come back later to pick them up. The time you may save is not worth the extra expense and you may find out later that the gifts you bought were not the gifts you paid to have wrapped.

Ideal Holiday Destination For Kiddies

A perfect rewarding lifestyle can be defined with three words Health – Happiness and Holidays. If you have your health then you are happy – if there is happiness in your life then you are happy and when have you ever seen any one going on holiday not happy.

So if it is happiness you seek then start packing those – let us get away from it all clothes. Depending on your budget, the choice of what you think will be your Ideal Holiday Destination is entirely up to you. Always remember when booking a holiday for the first time is to consider the needs of others travelling with you. If this is a family holiday then you have to keep the kiddies happily occupied – sometimes the glorious golden sands and azure Blue Ocean is never enough for children. When making a reservation at your Ideal Holiday destination is to be sure to check out the facilities on offer from the hotel.

Hotels with child play groups are the best options for both the kiddies and the parents – mums and dads can have a break while the kiddies playgroup provides the entertainment for bored children.

By opting for a holiday hotel with amenities as such will give mummy and daddy a little time to themselves to relax while sipping a cocktail. Knowing the children are safe and well supervised will give the parents peace of mind thus encouraging them to enjoy the holiday even more. If your Ideal Holiday Destination accommodation meets with all your needs and has everything you could possibly want from a vacation then book early because this destination may also be a million of other familiy`s ideal choice also.

Sun protection is the number one priority where children are concerned as well as the adults – be sure to fully cream the child up from head to toe before a day out on the beach or before any daytime activity like a day at a water park, out shopping or even a stroll along the promenade. Protection for the head is best if the child wears a cap or hat. Sometimes parents struggle to get the kids to wear head wear but if you make the first day of your holiday a fun spree shopping event and let the kiddies choose for themselves – you may find that their hand picked holiday hat or cap will never be off the head and in some cases even when they go to bed.

An Ideal Holiday Destination for kiddies should have a safe beach – action packed entertainment – a hotel with a swimming pool – water parks – daytime and evening activities – water pedaloes and boats – burger bars and theme parks. Well this is all well and good if this is your first family holiday and you are not familiar with what destination will have at least one of these facilities. Why settle for one of the above when you can have them all at the Ideal Holiday Destination – namely Benidorm.

Holiday Pictures

While on a cruise, you may want to take pictures as a way to preserve the memories of the wonderful time you had. Pictures of sights, views, friends, and events are the types of pictures the many people take when they are on a cruise, especially those that allow passengers to visit different port cities along the way. Because most people will only take one or two cruises in their lifetime, it is important that they have pictures to show other people and as a way to remember the trip years later.

Unfortunately, after the cruise is over, the pictures sit undeveloped for weeks, months, or even years. While most people have digital cameras, the images from their cruise are never downloaded onto a CD or they are put into a file folder never to be seen again. If you want to create something special for your pictures, creating a scrapbook is one way to preserve your pictures and the memories you have of the cruise.

Scrapbooks are very easy to create and can last for many years. Buying a few supplies including water resistant book, photo glue, and decorative accents are all you will need. Developing pictures from your vacation is the next step. After printing your pictures, you will be ready to add them to the scrapbook. This can be done any way you want it to be. Use your imagination and have a good time reminiscing about your trip.

If you don’t want to create a scrapbook, but you want to preserve the pictures so friends and family can look at them later, buy an acid proof box and have your pictures developed. Placing them in this box will protect them for many years. There are many types of boxes available with pretty designs to choose from.

In addition to pictures, you can add cocktail napkins, show tickets, and any other items you may have kept from your cruise. These are small items that will bring back many memories. Keep these items in your memory box with your pictures so you will have many stories to tell later on.

Taking pictures while on vacation may seem a bit daunting at first, but once you begin, you will find yourself taking pictures of everything you see. Even though some of your pictures will not be worth saving because they were out of focus or they did not have enough light, most of them will tell the story of your holiday.

If travelling with a group, designate one or two people to take pictures so all the events will be photographed. You can share pictures through email later on and let people choose which pictures to print. Some people do not enjoy taking pictures, so only ask those who want to take them during the trip. Documenting your trip by taking pictures is a great way to remember the trip later on and be able to tell others about it.

Family Holidays: Tips for Peace and Harmony

What do you like to do on family holidays? Go to the beach or spend a week in the country? Maybe you like camping or visiting relatives. Whatever you enjoy, family holidays are a chance for everyone in the family to get reacquainted and spend quality time together. It’s a chance for parents to really talk with their teens and find out what’s going on in their lives. It’s important to keep the communication lines open, and a family holiday is a good time to do that. Having a good relationship with their parents is one of the most important factors in keeping teens out of trouble.

Studies have shown that when families take holidays together, they are more likely to eat together and are less likely to argue. They do not watch as much television because they are involved in doing things together. Kids even report that their parents seem to act differently while on holiday.

While family holidays are a good time to connect with your kids, communication problems that are already there will not automatically disappear. Especially with teenagers it is important to listen and be flexible. Find out what the kids would like to do and eat and plan accordingly. While even teenagers need boundaries, it is important for parents to try to avoid needless confrontation. Explain why you make the decisions you do and show them positive attention.

Kids will appreciate being included in travel plans. There’s a good chance they will choose a theme park or the beach if those are among the options. Sometimes it works well for a teenager to take a special friend along on family holidays. While this might increase the parents’ load, the teen is likely to really appreciate it. Also, sometimes it works well for kids to go on holidays with their grandparents instead of their parents. Sometimes there is a special relationship here that can help kids open up and communicate about their concerns.

While on family holidays, if teens are uncooperative or behave improperly, try to deal with the problem in private. Teens are very aware of embarrassmant and it is needlessly mean to exploit this sensitivity. In fact, you might explain to the kids how their behavior embarrasses you, and they in turn might work harder at getting along and acting appropriately.

Kids will be happier on family vacations if they have snacks, drinks, and entertainment. Few kids enjoy a long ride in the car! Try to provide individual CD players or hand-held video games, and don’t forget to take plenty of bathroom stops. Sometimes kids enjoy the ride more if they can help you follow the map. This is an educational activity for them as well. By following these suggestions, your family holidays can make a happy memory.